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Business Insurance / Commercial Insurance

Comprehensive Coverage, Competitive Premiums

Specializing in protecting small and medium-sized businesses

commercial-insuranceBusiness owners face specific risks that not only affect the profitability and future of their business but also impact their employees, suppliers, and customers. If your business suffers a loss and can’t function, a whole lot of people feel the ripple.

Byam Insurance understands the specific needs of today’s businesses. Our ability to comprehensively analyze business risks and provide smart, affordable commercial insurance coverage has served businesses throughout Billerica, Chelmsford, Tewksbury, Tyngsborough, Dracut, Lowell and Westford.

Our Business is Protecting Your Business

waitress of a pastry store showing tasty cakesOur protection extends beyond the obvious commercial property coverage to include the often-overlooked issues that can cause financial hardship in the even of a loss. As an Independent Insurance Agency, Byam Insurance can shop among a number of quality commercial insurance carriers to find the company that will protect your business AND your budget. We know that many companies specialize in commercial auto coverage while others concentrate on professional liability. Byam Insurance weighs all the options to deliver a policy that protects all aspects of your business, including:

All Risk Property

  • General Liability
  • Professional Liability
  • Worker’s Compensation
  • Bonds
  • Errors & Omissions
  • Builder’s Risk Insurance
  • Garage liability
  • Taxi Cabs and Limousines
  • Umbrella
  • Commercial Autos & Fleet
  • Group Life, Disability, 401K

Special coverage for special risks

Specialty Insurance from Byam Insurance

Sometimes a business simply doesn’t fall into the ‘traditional’ mold of commercial insurance. Byam Insurance offers an effective solution with Specialty Insurance. Learn more by visiting our Specialty Insurance page.